Home solar calculator

Is solar worth it?

Estimate your cash payback year and long-term savings using your actual installer quote and utility rate.

2026 federal default: 0%The IRS states the residential clean-energy credit is unavailable for property placed in service after December 31, 2025. Enter only incentives you expect to qualify for.

How solar payback is estimated

The calculator subtracts rebates and entered tax incentives from installed cost, adds financing costs, and accumulates yearly utility savings after maintenance and panel degradation.

Net metering matters

The credited-production percentage lets you reduce the value of energy that your utility does not credit at the full retail rate.