Agreement to these terms
These Terms of Use govern access to Frugal Flamingo and its calculators, articles, and related features. By using the site, you agree to these terms. If you do not agree, do not use the site.
Educational service
Frugal Flamingo provides general educational information and mathematical estimates. Results depend entirely on the inputs and assumptions used. They are not personalized financial, investment, tax, legal, insurance, lending, or accounting advice and are not a substitute for reviewing actual contracts or consulting a qualified professional.
We may add, change, suspend, or remove calculators or site features at any time. We do not promise that the site will always be available, accurate, complete, current, or error-free.
Acceptable use
You may use the site for lawful personal or internal informational purposes. You may not:
- Interfere with the operation or security of the site.
- Attempt unauthorized access to systems or data.
- Use automated methods that place an unreasonable load on the service.
- Copy, republish, sell, or commercially exploit substantial portions of the site without permission.
- Use the site to violate law or the rights of another person.
- Misrepresent calculator results as guaranteed outcomes or professional advice from Frugal Flamingo.
Intellectual property and trademarks
The Frugal Flamingo name, visual design, original text, calculator interfaces, and software are owned by Frugal Flamingo or its licensors and are protected by applicable laws. Company and product names referenced by calculators belong to their respective owners. Their appearance does not imply sponsorship, endorsement, or affiliation.
Third-party services and links
The site may link to or discuss third-party products and websites. We do not control their availability, terms, security, prices, or content. Your dealings with third parties are between you and them.
Disclaimer of warranties
To the fullest extent permitted by law, the site is provided “as is” and “as available,” without warranties of any kind, express or implied. We do not guarantee savings, eligibility, pricing, availability, or any particular financial outcome.
Limitation of liability
To the fullest extent permitted by law, Frugal Flamingo and its operators will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, savings, data, or opportunities arising from use of—or inability to use—the site. Nothing in these terms excludes liability that cannot legally be excluded.
Your responsibility
You are responsible for verifying prices, fees, benefits, contract terms, taxes, rates, and other information before acting. You are also responsible for decisions made using calculator results.
Changes and severability
We may revise these terms by posting an updated version and effective date. If a provision is found unenforceable, the remaining provisions will continue in effect. Failure to enforce a provision is not a waiver.
Contact
Questions about these terms may be sent to legal@frugalflamingo.com.